The legal landscape surrounding Wills is on the verge of a significant shift, driven by the Wills Bill 2025. This legislation aims to modernise the process of creating a Will by introducing the possibility of electronic Wills. While the core purpose of a Will remains the same—to distribute assets according to an individual’s wishes—the potential for digital implementation raises important questions and considerations for everyone.

Digital Signatures and the Phased Rollout

A key aspect of the Wills Bill 2025 is the legalisation of electronic Wills, stored and signed digitally. This means that instead of the traditional wet-ink signature in the presence of witnesses, individuals may eventually be able to create and execute their Wills entirely online. While the exact timeline and implementation details are still being finalised, a phased rollout throughout 2026 is expected.

The Imperative for Will Reviews

The upcoming IHT changes (effective April 2026) make reviewing existing Wills more critical than ever. Wills drafted under the previous tax regime may now be “tax-inefficient” and could lead to unforeseen tax liabilities for beneficiaries. Reviewing your Will ensures that it aligns with current tax laws and that your assets are distributed in the most tax-advantageous way.

Protecting Your Assets through Trust Planning

In light of the new IHT rules, trust planning in Wills has become a crucial tool for asset protection. By utilising trusts, individuals can potentially mitigate IHT liability, protect assets for future generations, and exercise greater control over how their assets are distributed. This is particularly relevant for business owners and individuals with substantial estates.

Navigating the Nuances of Electronic Wills

While the concept of electronic Wills offers convenience, it also presents potential challenges. Security, authenticity, and the risk of undue influence are all important considerations that need to be addressed. Individuals should exercise caution and ensure that they are using reputable platforms and seeking professional guidance when exploring the option of an electronic Will.

Expert Guidance for Your Will Planning

At Jermyn Taylor, we understand the importance of having a valid and up-to-date Will. Our team of legal and tax professionals is here to guide you through the process, ensure your Will is legally sound, and help you navigate the potential impact of the upcoming IHT changes. We offer comprehensive Will writing and review services, including trust planning, to help you protect your assets and provide peace of mind for you and your loved ones.

Contact us and book a free initial consultation to plan and protect your legacy.